• Skill: Something you can learn
• Talent: Natural ability
• Spiritual Gift: Uniquely God empowered

6 Having gifts that differ according to the grace given to us, let us use them: if prophecy, in proportion to our faith; 7 if service, in our serving; the one who teaches, in his teaching; 8 the one who exhorts, in his exhortation; the one who contributes, in generosity; the one who leads, with zeal; the one who does acts of mercy, with cheerfulness.

— Romans 12:6-8